A Credit Cards Balance Transfer is often a smart way to consolidate credit card debt and bring it under control by only having one repayment at a lower interest rate. If you currently find yourself plugging away trying to pay off multiple credit cards this is a smart option if you can exert some self control you will soon see that credit cards balance transfer debt diminish much faster putting you back in control of your finances.

JetStar Credit Cards MasterCard
JetStar Credit Cards offer is currently at the time of this writing offering new customers a chance to go into a draw for $1 cheap flights throughout australia.This might at first seem like quite an offer but I’d say take a good look at the fine print as the interest rate you will be repaying will most likely be far higher that the amount you will save from one flight you may not even win.Here’s some of the terms and conditions.

The 0%pa interest rate applies only to balances transferred with this offer at the time of application from the date the account is approved. Minimum repayments are required. Transferred balances will be repaid first. Discounted interest rate applies to the balance transferred for the first 6 months from the date your account is approved, and then reverts to the standard variable interest rate for purchases which is currently 10.99%pa for Jetstar MasterCard®; and 17.99%pa for Jetstar Platinum MasterCard. Subject to change and Card Services credit criteria. For further details refer to the Balance Transfer Terms and Conditions.

Flight bookings made through Jetstar.com, Flights Plus, Flights Plus activity, Telephone reservation or Preset Holiday packages will not incur a card payment fee. Any flight booking made through any channel other than Jetstar.com or Jetstar call centre will incur a card payment fee and/or other charges may apply. Clicking through Jetstar.com to a white label site (ie: ‘Hotels’ tab) may also incur a third party card payment fee.

Based on credit card payment fee of $3 per passenger per domestic flight and $5 per passenger per international flight.

The annual fee is currently $49 for the primary Jetstar Credit Cards MasterCard and $9 for each additional card, and $149 for the primary Jetstar Platinum MasterCard and $39 for each additional card.

Payday Loans often seem like a great way to juggle your finances between paychecks but used incorrectly they can become a burden, if you ahve fallen into the payday loan trap you should seek some form of debt consolidation to regain control of your finances. Another option is to use a low interest credit card

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